ABOUT VIVA
Viva is a new decentralized home loan financing platform. More specifically, this platform is designed as a mortgage and crowdlending platform that runs directly on blockchain technology. If you go to the company website, then you can contribute or learn more about the system through reading white books.
The Viva platform will use smart contracts for crowdfund home loans, linking borrowers and direct investors in a decentralized ecosystem that has no trust. By utilizing an ultra-secure blockchain transaction, Viva cuts the broker, resulting in a more profitable and efficient loan process for all parties. Viva allows the free market to determine the interest rate on the borrower's mortgage and eliminates the need for banks and other financial intermediaries. By eliminating inefficiencies in the local financial system, mortgage rates will be more equitable and accurately reflect the level of risk associated with the true value of assets.
Viva aims to revolutionize the outdated mortgage lending industry by cutting middlemen and decentralizing the process, thereby applying a fundamentally more accessible and transparent financing approach. We believe that Viva's technology will increase the availability of credit for borrowers and for the first time allow non-institutional investors to participate in the return of consistent and supported assets related to mortgage investment, products that have traditionally been ordered solely for large financial institutions. .
Furthermore, by allowing the free market to dictate the risks and associated values of each mortgage - as opposed to a bank - we hope to see a fairer mortgage. The Viva platform will be utilized by them in developed and developing countries, enabling the world to take major steps towards geographical wealth equality - by breaking down barriers and making both parties better.
Viva's mission is to disrupt the mortgage industry by allowing home buyers and sellers to set their own provisions. Every individual, from any country in the world, will have access to credit financing for home loans through a decentralized open market network on the Viva Platform.
In addition, Viva's function as an investment platform and savings that can be accessed only with mobile means all Viva users will have access to credit financing, savings and investment accounts, and secure transaction services that are supported by standard blockchain - regardless of the country they live in.
HOW TO WORK VIVA
This platform is operated on a borderless and decentralized financing company for home loans that have been developed to eliminate the need to rely on intermediaries such as financial institutions and banks and financial intermediaries.
Viva will be used to create a new market in the lending / mortgage industry. The aim is to reduce the inefficiencies the industry has while making it more affordable to buy a home.
This is a fist time, Viva allows private investors who are accredited to buy high-priced FMS assets (Fractionalized Mortgage Shares). It also helps to innovate applications that have been designed to improve the current state and traditional credit assessment and assessment procedures, often outdated.
Viva here to be part of the mortgage financing revolution is finally here. You can contribute now on the company's website. There are many different documents available for the platform, such as: whitepaper, token creation event, terms & conditions, privacy policy, and preview of crowdlending code.
Innovation is the key to Viva, the financial technology used in this system is deliberately used to bring a larger decentralized mortgage to people in the world. The platform starts smart contracts for the use of home loan funding through crowdsales. And then connect investors with p2p borrowers on a decentralized and distrustful technology platform. Utilizing blockchain's unrivaled security is the key to large transactions. And by cutting off intermediaries like Viva, the loan process becomes more profitable than before.
This company allows the free market to choose interest rates on mortgage loans for borrowers. The need to have a bank or other financial services intermediary is eliminated through the process and so do local financial institutions. Interest rates on mortgage loans will naturally be fairer, reflecting the risks associated with them accurately according to the actual value of the assets.
When the bank failed in 2008, they brought one of the world's first cryptocurrency and began the decentralization process of the power of the financial conglomerate. Viva is now looking for ways to complete the process, thus taking all the power of an older, traditional and completely outdated financing system - to leave them in the past, where they have had a very long time.
ICO VIVA TOKEN DETAILS
VIVA Token Sale is divided into two stages, namely:
=> Initial contribution stage
This stage is carried out in three rounds with different bonus amounts.
=> Main Contributions Stage
The main stage is carried out in three rounds with each bonus.
The current round is the third round (Pre-Sale) of the Initial Contribution Phase. Pre-Sale Round where contributors get a 35% bonus when they invest. The round will be made in 30 days or up to a total of 6,870 ETH have been contributed. The exchange rate will be 46,511 VIVA for one Ether.
The details of the VIVA token event are as follows:
Token: VIVA
Platform: Ethereum
Type: ERC20
Prices at ICO: 1 ETH = 35,714 VIVA
BONUS
Initial contribution,
Round 1: 40%
Round 2: 35%
Round 3: 30%
Main Contribution,
Round 1: 25%
Round 2: 15%
Round 3 (depending on the amount of investment):
1 to 1.9 ETH: 5%
1.9 to 2.9 ETH: 10%
2.9 to 7 ETH: 15%
Total Token Supply: 4,000,000,000 VIVA
Tokens for sale: 3,000,000,000 VIVA
Receive: ETH
Distributed in ICO: 75%
LEARNING
May 2016
Development of original ideas.
June 2017
Exploration of the blockchain ecosystem to identify appropriate core technologies.
July 2017
High level, service oriented architecture planning from Viva Platform.
August 2017
Exploration data and feasibility analysis.
November 2017
Developing Real Values 1.0 Home Assessment Algorithm.
Q1 & Q2 - 2018
Launch of Generation Token Events and MVP development. Start a large-scale marketing campaign.
Q3 - 2018
Develop 2.0 Real Value Application. Get legal and regulatory licenses.
Q4 - 2018
Launch the Real Value 2.0 application. Finalization of the exclusive ML algorithm.
Q1 - 2019
Start the phased launch of the Viva Network Platform.
Q2 - 2019
Launch Viva Network Platform and successfully raise the first home loan with the Viva mortgage financing system.
VIVA TEAM
ADVISORY BOARD
FOR MORE INFORMATION ABOUT VIVA:
WEBSITE: http://www.vivanetwork.org/
WHITEPAPER: http://www.vivanetwork.org/pdf/whitepaper.pdf
VIVA SOCIAL MEDIA:
TWITTER: https://twitter.com/TheVivaNetwork
TELEGRAM: https://t.me/Wearethevivanetwork
AUTHOR: Gibsoun
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